My coach taught me money management. She specifically advised me to borrow money from my retirement account to pay off my credit card debt. My credit card balance reached 0.00 [but now] I have set a plan to live under my means.

I now feel more financially secure. I don’t feel stressed. I feel like I’m on the path to financial independence…I just checked my credit score [and] since I’ve been working with my coach, watching the seminars and using the financial health tools, my credit score went up 56 points.”