Virginia Resources for FinPath
The Virginia Retirement System Plan provides three retirement plans: VRS Plan 1, VRS Plan 2 and the Hybrid Retirement Plan (which applies to most VRS members hired on or after January 1, 2014). This guide is designed to help you maximize the benefit under the Hybrid Plan and offer guidance to help you plan for retirement with confidence.

Starting your Hybrid Plan Adventure

Get the most value out of the Hybrid Plan by strategically making voluntary contributions to your plan, earning valuable employer matches along the way. The Hybrid Retirement Plan combines the features of a defined benefit plan and a defined contribution plan.

Take advantage of your VRS benefits by leveraging employer matching contributions in your hybrid plan! Enrolled in FinPath? Certified financial coaches and online tools are ready to guide you. Learn budgeting, debt management, and cash flow analysis to position yourself for matching contributions. Schedule a coaching session today or explore FinPath University for content on debt management and more. Take control with Financial Health Tools on budgeting, credit card pay down, and other strategies to increase your voluntary contributions and maximize employer matches.

Additional resources:

Step One: Determine Your VRS Plan

Watch this quick video guide on navigating your specific VRS retirement plan.

VRS Retirement Plans

VRS Plan 1

Membership date is before July 1, 2010 and Vested as of January 1, 2013

Learn more →

VRS Plan 2

Membership date is from July 1, 2010, to December 31, 2013. or Membership date is before July 1, 2010, but not Vested as of January 1, 2013.

Learn more →

VRS Hybrid Plan

The plan applies to most members hired on or after January 1, 2014.

Learn more →

Note: Membership is based on the date the member is first reported to VRS in a covered position. If members have previous VRS service but took a refund, their membership is the date they return to covered employment.

Step Two: Take Action

Access Your VRS Account

Ready to save for retirement? Access your myVRS account to select your contributions.

Access your account →

Virginia Resources for FinPath

Have a conversation about retirement

Talk a FinPath financial coach about retirement basics as you get started.

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Past performance may not be indicative of any future results. No current or prospective client should assume that the future performance of any investment or investment strategy referenced directly or indirectly in this brochure will perform in the same manner in the future. Different types of investments and investment strategies involve varying degrees of risk—all investing involves risk—and may experience positive or negative growth. Nothing in this website should be construed as guaranteeing any investment performance.

This website may contain forward-looking statements and projections that are based on our current beliefs and assumptions on information currently available that we believe to be reasonable; however, such statements necessarily involve risks, uncertainties, and assumptions, and prospective investors may not put undue reliance on any of these statements.