The holiday season is a time filled with joy, laughter, and togetherness. It's a time when we can take a break from our daily routines and indulge in festivities. However, amidst all the excitement, it's essential not to overlook the financial aspect of the holidays....
There’s more news on the Student Loan front that we want to focus on today. This information is regarding the Public Service Loan Forgiveness Program (PSLF). PSLF is different from the one-time student loan debt relief of up to $20,000. PSLF is a program for people...
The world of finance and investments is notorious for its extensive use of jargon. With a goal to enhance financial literacy and make the world of money more transparent, we have our “monthly jargon” articles that focus on debunking financial terms that are often used...
The world of finance and investments is notorious for its extensive use of jargon. With a goal to enhance financial literacy and make the world of money more transparent, we have our “monthly jargon” articles that focus on debunking financial terms that are often used...
In a game of word association, what comes to mind when you hear the word debt? Anxiety? Worry? Stress? If you blurted out any of these responses, you’re not alone. One thing most Americans have in common is that they carry some form of debt. According to recent...
Like most people, you probably have a vivid, exciting picture of what your ideal retirement will look like. Maybe it’s spending time with family at a beach house, crossing off the books that have accumulated on your to-read list, or finally being able to volunteer...
The word “debt” is plagued with negative connotations; however, it is more often than not an important – and, arguably, inevitable and necessary – component of an individual’s financial life. Because debt plays a significant role in our finances, not all debt is...
Actual money seems to be a thing of the past for many, with plastic emerging as a more convenient form of payment. To buy groceries, swipe a card, ride the metro, swipe a card, fill your car up, swipe a card. We are a nation filled with cards and subsequently, credit...
OK, maybe the title of this post is a bit harsh. But let’s be honest: life is short. We should enjoy our time on this lovely earth while we are here. Before we go any further, let’s be clear: what I DON’T mean is that we should all live beyond our means and rack up a...
When was the last time you checked your credit report? Did you notice any errors? And if so how would you fix them? Mistakes on credit reports probably happen more often than we think and if you recently found an error on yours, know you're not alone. The Consumer...
This content was originally created by Bankruptcy Canada. Consumers hear it all the time: avoid debt wherever you can, and pay back borrowed funds as soon as possible. However, the truth is that debt is actually very easy to fall into and incredibly hard to...
Are you thinking about your financial future? Whether you’re just starting your career or looking forward to retirement, taking steps to secure your financial life is always important. But how do you know what steps to take and when? Everyone’s money journey looks...
There are a lot of champions for credit card rewards programs - if you’re going to be spending the money anyway, you should take advantage of receiving free stuff in return, right? In theory, the idea of a rewards card is very appealing, and can often feel like a...
Need to boost your credit score? Considering, the average Americans' credit score falls within the "fair" rate, chances are most of us can probably use at least some advice. Having an excellent score is especially important because it impacts things like getting...
If you're like most Americans, you probably have some debt you're working to pay down. Whether it's from credit cards, student loans, or your mortgage, having these payments hanging over you can be overwhelming. Watch this video where we compare the Snowball and...
When discussing personal finance, the issue of debt is usually portrayed as somewhat cut and dry: it's bad, and we all should be actively pursuing a debt-free lifestyle. While I'm not here to argue with that, it's a lot easier said than done, in most cases. With...