Every year around this time, we get the same question in coaching sessions. Someone has heard about Roth conversions, likes the idea of tax-free growth, and wants to know if they should move money from their traditional IRA or 401(k) into a Roth account. The short...
I've been a World Cup fan since I was a kid. And there's something about watching the way different teams compete that reminds me of what we talk about all the time in coaching sessions: the importance of a well-built portfolio. Think about it. A great team isn't...
May 29th, or 529 Day, rolls around every year. And every year, a lot of people ask the same question: should I start one for my child or loved one? The honest answer is that it depends. But for most families with children, grandchildren, or other loved ones they want...
A Grammy-nominated musician recently lost over $400,000 in a cybersecurity scam. G. Love downloaded what he thought was a legitimate app from the App Store after his laptop crashed. The reviews looked good. He entered his credentials, and within moments, his...
April is Financial Literacy Month, and it's a good reminder that financial success doesn't require being an expert. Here's what we see all the time in one-on-one coaching sessions: people know what they should be doing with their money, but they're not doing it. The...
March Madness is here, and with it comes the excitement of watching underdogs make improbable runs and upsets that no one saw coming. It's fun to fill out a bracket, root for a Cinderella story, and watch the chaos unfold. But when it comes to investing, that same...
More people than ever before are going to AI tools like ChatGPT, Gemini, and Claude for advice on everything, including financial advice. But is the advice good? Is it in your best interest? Is it sound? The short answer is that it depends. The Accuracy Problem Some...
Estate planning tends to be one of those topics people assume they can deal with “someday.” Maybe when they retire, buy a home, or feel like they’ve reached a certain level of wealth. But the truth is far simpler: this is a basic, foundational piece of your financial...
Car prices have climbed sharply over the past decade. And in recent coaching conversations, one question keeps coming up: How much should I really spend on a car? We see people caught in a tough spot. They need a vehicle, but they’re unsure what’s truly “affordable.”...
We talk a lot about building an emergency fund. But what happens when you actually need to use it? In recent coaching conversations, we’ve seen something come up again and again. People have worked hard to build three to six months of expenses in savings, and then,...
You don’t need a big moment or strategy to teach kids about money. Sometimes all it takes is a vacation, a $15 movie, or a lemonade stand in the backyard. In coaching conversations with savers and families, these types of moments come up often. Real-life decisions...
You don’t have to look far to find financial advice these days. It’s everywhere. TikTok, X, Facebook, Instagram, YouTube. Quick tips. Bold claims. Viral takes. Some of it’s helpful. A lot of it? Not so much. In our one-on-one coaching sessions with savers and...
Retirement can feel like a far-off concept. Until suddenly, it’s not. Maybe you’ve glanced at your 401(k) and wondered, Is this enough?Maybe you’ve meant to check your Social Security benefits but never got around to it. You’re not alone. A new report shows most...
Expenses are up across the board, and many people are looking for new ways to manage their money with more purpose. Enter AI. With artificial intelligence showing up in more of our daily lives, we decided to explore how tools like ChatGPT could offer fresh ideas for...
It doesn’t take much to feel off-balance financially. A change in your job.A sudden expense.A shift in your household or relationships. These moments often come without warning, and they’re happening to more people than you might think. But what’s reassuring is this:...
Ever notice how life feels off when different areas aren’t in sync? You might have a solid financial plan, but if stress keeps you up at night or your energy is drained, success still feels like a struggle. Money, mind, and body are more connected than most people...
You work hard for your money. Your investments should work just as hard. There are also numerous tax strategies and incentives to consider (with your investments), to make sure you are maximizing your money! Think about it… Are you paying taxes now or later? Do you...
The past few weeks have been rough. Stocks have dropped nearly 10%, headlines are filled with alarming statements, and you might be wondering: should I be worried? Let’s take a step back. Market drops like this aren’t unusual. In fact, a 10% decline happens almost...
As more people transition back to the office in 2025, many are realizing that their daily routines are costing them more than they expected. Small expenses, some obvious, some hidden, can quietly add up, leaving you wondering where your money went at the end of the...
We all get financial advice, whether we ask for it or not. Friends, family, random posts on the internet… some of it’s solid, and some of it? Not so much. In this episode of Money Hacks, Alex and Kim are calling out some of the worst financial advice they’ve ever...
When it comes to your finances, timing is everything. Whether you're saving for retirement, managing a windfall, or navigating life's financial complexities, knowing when to seek help can make all the difference. In the video below, we cover key life moments and...
It’s mid-October, and as Halloween approaches, we’re embracing the season of scares—but not the kind that hit your financial accounts! October is also Cybersecurity Awareness Month, making it the perfect time to double-check how secure your digital footprint is. In...
As we begin to put winter things away, it’s a timely reminder to breathe fresh life into all aspects of our lives – including our finances. Just as we declutter our homes and freshen up our surroundings, our financial well-being also deserves a thorough spring...
If you are ready to move in with your partner, are getting ready to get married, or looking to combine your finances with your spouse, partner, or significant other, here’s a good video for you to watch! While there are no one-size-fits-all when it comes to coupling...