What comes to mind when you think of Social Security? Chances are, not a whole lot. Or maybe the details are unclear to you. Despite the fact that Social Security benefits are the only guaranteed income most Americans will have in retirement, most of us don’t...
Regardless of how much we love our jobs or our line of work, just about all of us look forward to saying “goodbye” when the time comes to retire. Since 401(k)’s and other employer-sponsored plans are the primary retirement vehicles, we bear the...
Anticipating the day your child leaves for college likely brings a wave of mixed emotions—perhaps pride in his or her achievements, sadness at him or her leaving the nest, excitement about a cleaner house and smaller grocery list, and concern at the thought of paying...
Even the most diligent budgeters can get off track, especially when faced with these notorious budget busters. The best way to stay on target is to be aware of where your spending may go wrong and do your best to avoid it. 1. Impulse purchasesIt’s all too easy to...
